USDC credit on Solana

Pay now.
Repay later.

Send anyone the full amount in USDC today. Pay it back over 1 to 12 months, for one flat 10 % fee.

CA4h4CbbeQkSskrpX4xHBj5NXibZ5kSNQeN6HQtQJ6pump

Available credit
Pro plan

USDC

39.50 of it in use,
freed again as you repay

Pay someone

Pay someone
Paid in full today

2.75 a month · fee 3.00

Next payment
Due 1 Nov

USDC

Northfold Studio,
paying early costs no more

Pay bill

Send to any Solana wallet

  • Solana
  • USDC
  • Phantom
  • Solflare
  • Backpack
  • Coinbase Wallet
  • Ledger
  • Trust Wallet

Pay in full today.
Repay over months.

A credit line in USDC. You pay people from it, they get every cent at once, and you settle up monthly.

Open the app

What is FrontPay?

Credit that pays
the full amount

Pick a plan, get a limit, and send USDC to anyone. You choose 1 to 12 months; the fee is a flat 10 % of what you spread, shown before you agree.

Subscribe. Receive.
Send. Repay.

Four steps, the same every time you pay someone.

  1. PlanBilled monthly

    Price
    10 a month
    Limit
    15 USDC
    Fee
    10 % of what you spread

    Subscribe
    Pick a plan

    See plans

    Your plan sets your limit

  2. Available to sendPlus

    15.00 USDC

    050 on Pro

    Spent
    0.00

    Receive
    Your credit line

    Open the app

    Ready to send the moment you join

  3. To
    Northfold Studio · 7xKq…3fPa
    From
    FrontPay credit
    Network
    Solana · USDC
    Amount
    15.00 USDC

    Sent · arrives in seconds

    Send
    Anyone, in full

    They get every cent at once

  4. Schedule1 of 12 paid

    1. 13 Nov1.10paid
    2. 13 Dec1.10
    3. 12 Jan1.10
    4. 11 Feb1.10
    5. 13 Mar1.10
    6. 12 Apr1.10
    7. 12 May1.10
    8. 11 Jun1.10
    9. 11 Jul1.10
    10. 10 Aug1.10
    11. 9 Sep1.10
    12. 9 Oct1.10

    Repay
    Monthly, one fee

    Try the numbers

    Equal payments, one flat fee

Pay part now.
Or nothing at all.

Choose what goes on the plan and for how long. The fee is 10 % of that part, charged once. What you pay today has no fee.

Each month
for 3 months

Try an example

1 to 50. Arrow keys step 1.

0 is fine. No fee on it.

ScheduleEqual payments, every 30 days

  1. 0113 Nov11.00
  2. 0213 Dec11.00
  3. 0312 Jan11.00

Your plan (Free, or 10 or 29 USDC a month) is billed on the same bill. You see every number again in the app before you agree.

Each month: 11.00 USDC

3 payments, the first in 30 days

Pay today
10.00
On the plan
30.00
Fee 10 %
3.00
Total
43.00
Start with these numbers

Three numbers.
That's the whole deal.

What they receive, how long you take, and the one fee. Every payment you make comes down to these three.

Paid in full
Sent today

USDC

The recipient gets
every cent now

How it works
Payment 1 of 124.58 USDC

Spread the rest
Monthly schedule

mo

Equal payments,
you pick 1 to 12

Try it

One flat fee
On what you spread

%

Charged once,
shown before you agree

Pricing

Alex owes a developer
15 USDC.

His limit covers it. He puts nothing down and picks five months. Before he agrees, he sees every number and every date. Each monthly bill matches it to the cent.

Sent in full today
Arrived in 2 seconds

Sent

15.00USDC

Arrived · 2 s
From
Alex · Phantom wallet
To
9WzD…AWWM · Solflare
Network
Solana · USDC
Paid today
0.00
On the plan
15.00

The developer has all of it.
They never see Alex's plan.

5 months, nothing down
Every date shown

USDC

Borrowing 16.50
+ Plus plan 50.00

Try your numbers

Schedule5 bills · every 30 days

13.30 a month

3.00 + 0.30 fee + 10.00 Plus plan

  1. 113.30Paid
  2. 213.30Due
  3. 313.30Due
  4. 413.30Due
  5. 513.30Due
Borrowing15.00 + 10 % fee
16.50
Plan5 × 10.00 Plus
50.00
Total
66.50 USDC

One bill a month.
Every line labelled.

Your plan and all your repayments arrive together, on one date. Principal, fee and plan each get their own line. Cancel the plan any time: what you already owe keeps its schedule, new draws stop.

Statement ·
Due

USDC

Plan and repayments
together, on one date

Pay in the app

Statement lines3 lines · Pro plan

Due
  • Pro planMonthly, cancel any time

    29.00

  • Northfold StudioPayment 2 of 12

    2.75

    Principal
    2.50
    Fee 10 %
    0.25
  • Halden Supply Co.Payment 1 of 6

    2.20

    Principal
    2.00
    Fee 10 %
    0.20
Total due
33.95 USDC

One payment in the app settles every line on .

Pro plan
29.00
Repayments · 2 lines
4.95

Credit left to draw
Pro plan, 50 limit

USDC
See the plans
Owed in total
43.45
Next payment

One plan a month.
Pick the limit you need.

The plan keeps your credit line open. Borrowing costs a flat 10 % of what you spread, and nothing else. No late fees: a 7-day grace period, then new draws pause. Limits depend on what you can repay. Paying for a plan buys a bigger limit: 5 → 15 → 50 USDC.

  • Free

    Credit plan

    USDC
    a month

    Limit 5 USDCof 50

    • Credit limit up to 5 USDC
    • Spread any payment over 1 to 12 months
    • A flat 10 % fee on what you spread
    • 7 days' grace, no late fees
    Choose Free
  • Plus

    Most chosen

    USDC
    a month

    Limit 15 USDCof 50

    • Credit limit up to 15 USDC
    • Spread any payment over 1 to 12 months
    • A flat 10 % fee on what you spread
    • 7 days' grace, no late fees
    Choose Plus
  • Pro

    Credit plan

    USDC
    a month

    Limit 50 USDCof 50

    • Credit limit up to 50 USDC
    • Spread any payment over 1 to 12 months
    • A flat 10 % fee on what you spread
    • 7 days' grace, no late fees
    Choose Pro

Lenders put up the money.
They earn 80 % of every fee.

Lending partners deposit USDC into one vault on Solana. FrontPay approves the borrower, sends the advance and returns every repayment to the vault.

Every fee

How it splits

to lenders

4.00 of a 5.00 fee, on 50 spread over 12 months

Lenders80 % of every fee
4.00
FrontPay20 %, plus plan fees
1.00

Vault

Live from Solana

—USDC

In the vault now

—lent out

0 %100 %

Ledger

Lent out
—USDC
Fees earned
—USDC
Advances
—paid out

Program 4oEK…dGroSee the program

Today an account.
Next, the pay button.

The same limit and the same monthly plan, wherever you pay in crypto. FrontPay is building the credit layer for crypto payments.

  • Wallets

    Credit next to
    your balance

  • Checkouts

    Pay monthly at
    the pay button

  • Payment apps

    Draw credit the
    moment you send

Questions

A credit account in USDC. You get a limit, pay people from it, and pay it back monthly.

Nothing on the Free plan (credit up to 5 USDC); Plus 10 or Pro 29 USDC a month for bigger limits. Plus a flat 10 % fee on the part you spread: spreading 40 over 12 months costs 4. Paying in full, sending and receiving are free. That's all.

Yes. 50 over 12 months is 4.58 a month, 55 in total.

Any Solana wallet, yours included. They get the full amount today and never see your plan.

New draws stop. What you already owe keeps its schedule.

You get 7 days' grace. After that, new draws pause until you catch up. There are no late fees.

Lending partners. They fund a vault on Solana and earn 80 % of every fee.

Yes. It runs on Solana with real USDC. See the program.

Pay them today.
Pay it off monthly.

Apply in minutes. Your first payment can go out the same day.

Open the app